The Saudi Arabia Insurance Authority directed health insurance companies in the Kingdom to offer a health insurance product that does not require prior medical approval for outpatient treatment. The product will be available to insurance customers from November 1, 2026. The product will be an additional option within the existing range of health insurance products, giving employers and policyholders greater choice. Customers and beneficiaries may complain to the authority if an insurer refuses to provide the new option upon request after the specified date.