Taiwan Financial Services Commission publishes March 2026 card and e payment data with first quarter non cash payments at NT$2.34 trillion

The Taiwan Financial Services Commission published March 2026 operating data for credit cards, cash cards and electronic payment institutions, showing higher credit card spending and continued growth in electronic payment usage. In the first quarter of 2026, non-cash payments totaled 2.213 billion transactions with an aggregate value of NT$2.34 trillion. For credit cards, 32 issuing institutions were in operation, with 59.44 million effective cards and 40.07 million active cards. Monthly retail sales rose to NT$452.4 billion from NT$371.7 billion in February, while the revolving credit balance fell to NT$114.2 billion and the overdue installment balance fell to about NT$169.7 billion. Monthly write-offs increased to about NT$0.62 billion and the average delinquency ratio edged up to 0.23%. In cash cards, 13 institutions were active, with 0.27 million effective cards, loan balances unchanged at NT$9.6 billion, monthly write-offs of about NT$25 million, and the delinquency ratio improving to 0.972% from 1.021%. The electronic payments data covered 10 specialized institutions and 20 institutions operating electronic payment services alongside other businesses, including banks and Chunghwa Post Co Ltd. Effective stored value cards reached 201.57 million, with 13.79 million cards in use, monthly retail sales of about NT$6.48 billion, and stored value balances of NT$15.9 billion. Electronic payment account users rose to 39.97 million, with monthly funds collected or paid as an agent for actual transactions at NT$27.25 billion, small-amount remittances at NT$16.24 billion, monthly stored value funds at NT$30.42 billion, and account balances at NT$18.7 billion.