Kyrgyz Republic's State Service for Regulation and Supervision of Financial Markets issued a clarification on the practical application of compulsory motor third-party liability insurance (OSAGO) following citizen appeals. It reported that insurers have paid more than KGS 333 million in OSAGO compensation to date and restated the statutory requirements for submitting a claim. Insurance payouts are governed by the Kyrgyz Republic’s Law dated 24 July 2015 No. 192 on compulsory insurance of vehicle owners’ civil liability. Under Article 23(2), a claim must be submitted with the legally required documents, including the OSAGO policy, certified copies of the traffic accident scheme and certificate, an intoxication examination protocol, documents proving identity and the right to drive, and other documents depending on whether damage relates to life, health, or property. On the Europrotocol, the authority said the issue is being considered by authorised state bodies and can be introduced only after OSAGO coverage reaches at least 80% of registered vehicles. With coverage at around 61%, it said conditions are not yet in place for full application, and work will continue on phased OSAGO development, coverage expansion, and improvements to claims settlement procedures, including the Europrotocol once the legal threshold is met.
State Service for Regulation and Supervision of Financial Markets 2026-02-05
Kyrgyz Republic's State Service for Regulation and Supervision of Financial Markets reiterates OSAGO claims requirements and conditions Europrotocol rollout on 80% coverage
The State Service for Regulation and Supervision of Financial Markets in the Kyrgyz Republic clarified compulsory motor third-party liability insurance (OSAGO), noting insurers have paid over KGS 333 million in compensation. The Europrotocol's introduction depends on OSAGO coverage reaching 80% of registered vehicles, with current coverage at 61%. Efforts are ongoing to expand coverage and improve claims procedures.