The Central Bank of Russia published its February 2026 monitoring results for the maximum interest rates on Russian-ruble household deposits offered by the 10 credit institutions attracting the largest volumes of household deposits. The reported average maximum rates fell across the month, from 14.49% in the first 10 days of February to 14.26% in the second 10 days and 14.06% in the third 10 days. The Bank of Russia noted that the metric reflects the arithmetic mean of each bank’s maximum rate on deposit products available to any client without limitations or preliminary conditions. It excludes, among other items, deposits for special client categories or purposes, compound interest deposits, rates contingent on meeting conditions (such as card turnover or minimum balances), combined deposit products with additional requirements, and deposits with maturities split into periods with varying rates. For reference, average maximum rates by maturity were 13.46% for up to 90 days, 13.76% for 91–180 days, 13.44% for 181 days to one year, and 11.78% for over one year.
Central Bank of Russia 2026-03-04
Central Bank of Russia reports February declines in monitored maximum ruble deposit rates at top 10 banks
The Central Bank of Russia reported a decline in average maximum interest rates on Russian-ruble household deposits from 14.49% to 14.06% throughout February 2026. The rates reflect the arithmetic mean of each bank’s maximum rate on unrestricted deposit products, excluding special client categories and conditional deposits. Average maximum rates by maturity were 13.46% for up to 90 days, 13.76% for 91–180 days, 13.44% for 181 days to one year, and 11.78% for over a year.