Indonesia’s Financial Services Authority (OJK) published an enforcement update underscoring that bank borrowers proven to have committed banking crimes can face criminal sanctions, citing the PT BPR Duta Niaga Pontianak case which has reached a final and binding court decision. The matter originated from OJK supervision and was pursued through a special examination, investigation and prosecution. The borrowers were found to have intentionally caused or assisted members of the board of directors to make false entries in the bank’s books, business activity reports and other documents, including through the receipt of credit facilities that did not comply with requirements. The Pontianak District Court convicted two borrowers, AS and HS, sentencing each to one year’s imprisonment and fines of IDR 250 million and IDR 400 million respectively, while bank officials were also convicted with the president director (ZB) sentenced to four years’ imprisonment and an IDR 600 million fine and the operations director (DD) to three years and six months’ imprisonment and an IDR 600 million fine.
OJK 2026-03-15
Indonesia Financial Services Authority concludes BPR Duta Niaga Pontianak banking crime case with convictions for borrowers and bank directors
Indonesia’s Financial Services Authority (OJK) issued an enforcement update highlighting criminal sanctions for bank borrowers involved in banking crimes, referencing the PT BPR Duta Niaga Pontianak case. The Pontianak District Court convicted borrowers and bank officials for falsifying bank records, with sentences ranging from one to four years' imprisonment and fines up to IDR 600 million.