The Federal Deposit Insurance Corporation published its monthly list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act, covering the evaluation ratings assigned in October 2025. The release reiterates that the Community Reinvestment Act requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. It also notes that the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 requires public disclosure of the CRA evaluation and rating for each bank or thrift examined on or after July 1, 1990, and points to consolidated and individual evaluation materials available via banks and the FDIC Public Information Center.
Federal Deposit Insurance Corporation 2026-01-02
FDIC publishes list of state nonmember banks recently examined for Community Reinvestment Act compliance
The Federal Deposit Insurance Corporation released its monthly list of state nonmember banks evaluated for Community Reinvestment Act compliance, detailing October 2025 evaluation ratings. The Community Reinvestment Act mandates the FDIC to assess banks' credit provision to their communities, with results publicly disclosed as required by the Financial Institutions Reform, Recovery, and Enforcement Act of 1989.