The French Financial Markets Authority has published the first special edition of its savings and investment barometer dedicated to artificial intelligence, finding that AI is still a minority source of information before making an investment but is used much more by younger people. Eleven percent of French respondents said they use AI before investing, compared with 42 percent who rely on a bank or financial adviser, while people under 35 were far more likely to use AI than those over 55 at 19 percent versus 4 percent. Use of AI rose with education level, socio-professional status and willingness to take risk. It was reported by 33 percent of crypto-asset investors, 24 percent of crowdfunding investors and 19 percent of stock market investors, while 29 percent of respondents willing to accept more risk for higher returns said they used AI ahead of investment decisions. The study also found that AI is mainly used alongside other sources rather than on its own. Among AI users, 54 percent used it to supplement online research and 41 percent alongside information from a financial institution or adviser, while only 5 percent relied on it exclusively. Respondents saw possible benefits from professional use of AI, including more tailored advice at 54 percent and better performance or lower fees at 52 percent, but 67 percent thought it could lead to errors or poor decisions and 57 percent feared less transparent and harder to understand investments. Among holders of investment products, 59 percent said they never use AI to guide or change their investments, 33 percent use it occasionally and 8 percent use it frequently. The AMF said it will continue to monitor these developments in future editions of its barometer.
France Autorite des marches financiers2026-06-08
French Financial Markets Authority publishes research finding artificial intelligence remains a minority investment information source but is used five times more by younger investors
The French Financial Markets Authority published a special edition of its savings and investment barometer on artificial intelligence, finding that 11 percent of French respondents use AI before investing, compared with 42 percent who rely on a bank or financial adviser, with higher use among younger, more educated and risk-tolerant investors. AI is mainly used alongside other sources, and while respondents see potential benefits such as more tailored advice and better performance or lower fees, many fear errors, poor decisions and less transparent investments.