Bank Al-Maghrib held its key interest rate at 2.25% in its third quarterly policy decision of 2025, citing moderate inflation, robust growth prospects and high domestic and external uncertainty. The decision followed a June hold and a 25 bp cut to 2.25% in March, the third reduction since June 2024. The central bank will continue strengthening measures to ease financing conditions for businesses, particularly very small enterprises. Inflation averaged 1.1% in the first eight months and is projected at 1% in 2025 before rising to 1.9% in 2026, while economic growth is forecast to accelerate to 4.6% in 2025 and consolidate at 4.4% in 2026; bank lending rates continued to decline. The current account deficit is expected to remain contained, while official reserves should strengthen to the equivalent of five and a half months of imports. Globally, US trade-policy uncertainty, geoeconomic tensions and conflicts continue to weigh on growth, while declining energy prices should support further disinflation. Bank Al-Maghrib said it will monitor developments closely and decide meeting by meeting using the latest data.