Indonesia's Financial Services Authority (OJK) used its OJK Mengajar session at Universitas Islam Kadiri (UNISKA) in Kediri to highlight the role of financing institutions in supporting the real economy and productive lending, and to encourage growth in financing to micro, small and medium enterprises (MSMEs) as a way to reduce reliance on illegal online lending. OJK Executive Head of Supervision for Financing Institutions and related sectors Agusman noted that around 30% of financing institutions’ portfolios are currently channelled to MSMEs. As of August 2025, total assets of the financing industry stood at IDR 1,046.94 trillion, with financing disbursements of IDR 967.59 trillion, up 4.35% year on year; IDR 160.63 trillion, or 30.15%, was channelled to MSMEs. He also said OJK has prepared a development roadmap for the financing industry to guide policy direction, support transformation and ecosystem strengthening, and help the sector adapt to digital technology, including through readiness for digital transformation. The session formed part of OJK’s 14th anniversary programme and was attended by around 300 students. It also included an interactive Q&A covering MSME financing opportunities, prudent use of buy now pay later (BNPL), and how to identify financing institutions that are officially supervised by OJK.
OJK 2025-10-23
Indonesia's Financial Services Authority promotes understanding of financing institutions and MSME funding in OJK Mengajar at Universitas Islam Kadiri
Indonesia's Financial Services Authority (OJK) emphasized financing institutions' role in supporting the real economy and MSMEs during its OJK Mengajar session at Universitas Islam Kadiri. OJK reported 30% of financing portfolios are directed to MSMEs, with total industry assets at IDR 1,046.94 trillion as of August 2025. A development roadmap has been prepared to guide policy, support transformation, and enhance digital readiness in the financing sector.