The Reserve Bank of India issued amendment directions updating the cash reserve ratio (CRR) and statutory liquidity ratio (SLR) framework for rural co-operative banks, with the changes taking effect immediately and reflecting recent amendments to banking laws and related rules and regulations. The amendments add references to “other development financial institutions” in the directions, remove specific wording in a reporting line under “Cash in hand”, and revise Annex forms used for regulatory reporting. Annex I (Form B) updates the list of specified institutions to “the National Bank, Exim Bank, the National Housing Bank, the Small Industries Bank, the National Bank for Financing Infrastructure and Development or other development financial institution” and makes related footnote changes; Annex II (Form I) and Annex III add IDBI Bank Limited, tie certain items and percentage references to levels “as notified by the Reserve Bank”, and introduce a new item for “Amount deposited with the Reserve Bank, under Standing Deposit Facility Scheme”.
Reserve Bank of India 2026-01-22
Reserve Bank of India amends rural co-operative bank CRR and SLR directions to update development financial institution references and regulatory returns
The Reserve Bank of India has amended the cash reserve ratio and statutory liquidity ratio framework for rural co-operative banks, effective immediately, incorporating recent legal changes. Key updates include revisions to Annex forms for regulatory reporting, adjustments to specified institutions, and the introduction of a new item for deposits under the Standing Deposit Facility Scheme.