Bank Negara Malaysia (BNM) published its Annual Report 2025, Economic and Monetary Review 2025 and Financial Stability Review for Second Half 2025, setting out its account of central bank operations, the 2025 macroeconomic and monetary backdrop with forecasts for 2026, and an assessment that the domestic financial system remains resilient while continuing to support the economy. The Economic and Monetary Review reports Malaysia’s 2025 growth at 5.2%, supported by resilient domestic demand, with inflation averaging 1.4% despite ongoing cost-of-living concerns. For 2026, BNM projects GDP growth of between 4% and 5% and headline inflation averaging between 1.5% and 2.5%, with monetary policy focused on maintaining price stability while fostering conditions that support sustainable growth. The Financial Stability Review describes financial institutions as well capitalised and operationally resilient, with ample liquidity buffers and sound asset quality, and notes macro solvency stress tests that affirm resilience under severe shocks; outstanding financing to small and medium enterprises grew 5.9% in 2025. Updates on sector development and safeguards include the enactment of the Consumer Credit Act, revisions to the Hire-Purchase Act, the launch of the National Financial Literacy Strategy 2026–2030, RESET initiatives coordinated with the Ministry of Health and the Ministry of Finance, and the establishment of platforms such as the Digital Asset Innovation Hub, Climate Finance Innovation Lab and i-CITA programme; the reports also note intensified anti-fraud efforts with some banks reporting zero malware cases in 2025 and Malaysia’s placement under the Financial Action Task Force’s “Regular Monitoring” category. The Annual Report includes BNM’s audited financial statements for the year ended 31 December 2025, showing total assets of MYR 602.22 billion and net profit after tax of MYR 12.45 billion, with MYR 7.45 billion transferred to BNM Risk Reserves and a MYR 5 billion dividend declared to the Government. As the Financial Sector Blueprint 2022–2026 enters its final phase, work is underway to chart the next chapter of Malaysia’s financial sector.
Bank Negara Malaysia 2026-03-31
Bank Negara Malaysia releases 2025 annual, monetary and financial stability reports and projects 2026 GDP growth of 4% to 5%
Bank Negara Malaysia’s Annual Report 2025, Economic and Monetary Review 2025 and Financial Stability Review for Second Half 2025 confirm a resilient financial system supporting the economy. The central bank reported 2025 GDP growth of 5.2% with 1.4% inflation and projects 2026 GDP growth of 4%–5% and headline inflation of 1.5%–2.5%. It highlighted strong capital, liquidity and asset quality, sectoral reforms including the Consumer Credit Act, and enhanced anti-fraud and financial literacy initiatives. The Annual Report shows total assets of MYR 602.22 billion, net profit after tax of MYR 12.45 billion, MYR 5 billion in dividends to the Government, and ongoing work on the post-2026 financial sector blueprint.