The Saudi Arabia Insurance Authority, in cooperation with the General Directorate of Civil Defense, has launched a third-party cooperative insurance policy covering establishments’ civil liability for bodily and property damage suffered by visitors and patrons in accidents on covered premises. The insurance will be mandatory for designated crowded places and high-risk activities and will become a requirement for obtaining a Civil Defense license for activities subject to compulsory coverage. Implementation will proceed in phases across specified economic, commercial, entertainment and health care activities. Compensation will vary according to the activity and its risk level, while coverage remains subject to the policy’s terms, conditions and exclusions.
2026-08-16Saudi Arabia Insurance Authority
Saudi Arabia Insurance Authority launches mandatory third-party liability insurance for crowded places and high-risk activities
The Saudi Arabia Insurance Authority has launched mandatory third-party liability insurance for designated crowded places and high-risk activities. The policy covers bodily and property damage to visitors and patrons and will be required for Civil Defense licensing, with phased implementation and compensation based on activity risk.