The Office of the Comptroller of the Currency has requested public comment on a proposal to rescind its recovery planning guidelines for certain large insured national banks, federal savings associations, and federal branches. The proposal would withdraw the guidelines that took effect on January 1, 2025 and currently apply to banks with at least USD 100 billion in assets. The OCC reiterated its expectation that supervised institutions remain well managed and maintain appropriate risk management processes to prepare for and respond to stress, noting that effective risk management involves real-time responses and routine adjustments to evolving conditions. It positioned removal of the prescriptive recovery planning activities as part of its effort to eliminate unnecessary regulatory burden. Comments are due 30 days from the date of publication in the Federal Register.
Office of the Comptroller of the Currency 2025-10-27
Office of the Comptroller of the Currency seeks comment on rescinding recovery planning guidelines for USD 100 billion plus banks
The Office of the Comptroller of the Currency is seeking public comment on a proposal to rescind recovery planning guidelines for large insured national banks and federal savings associations with assets of at least USD 100 billion. The OCC emphasizes the importance of effective risk management and aims to reduce regulatory burden by removing prescriptive recovery planning activities.