Indonesia's Financial Services Authority (OJK) published an update from the 3rd OJK International Research Forum 2025 in Yogyakarta, setting out how it is positioning its supervision and policy thinking to strengthen financial-sector resilience amid rapid digital technology disruption and shifts in the global geopolitical landscape. OJK Chair of the Board of Commissioners Mahendra Siregar emphasised balancing the opportunities from technological progress with the need to anticipate and control associated risks through appropriate regulation and the application of codes of ethics, describing “digital resilience” as a key concept. Vice Chair Mirza Adityaswara highlighted the impact of fast-moving artificial intelligence (AI) adoption on labour markets, citing a World Economic Forum projection that demand for Big Data Specialists, FinTech Engineers, and AI and Machine Learning Specialists could rise by more than 80% over the next five years, and pointing to reskilling and upskilling as critical. Mirza also stated that OJK is formulating a policy on AI governance in the banking sector and that OJK has implemented AI internally via OSIDA (OJK SupTech Integrated Data Analytics) to strengthen data-driven supervision. The two-day forum drew more than 350 in-person participants and more than 2,000 online, and included thematic discussions on AI and financial ecosystem stability as well as the Karisma 2025 scientific paper competition, with eight top papers to be published in OJK’s International Journal of Financial Systems.

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