The National Bank of Moldova published monthly banking statistics on new lending and interest rates for September 2025, showing new loans of MDL 7,237.0 million, up 11.7% from August 2025. The average nominal rate on new loans in national currency edged down to 9.35%, while the average rate on foreign-currency loans fell to 5.16%. Loans in national currency accounted for 71.8% of new lending (MDL 5,199.0 million), up 9.5% month on month, and the most common maturities were 2–5 years (55.2% of new loans). Households borrowed MDL 2,485.4 million (+0.6%), mainly for consumption (60.2%); most consumer loans (MDL 1,326.4 million) were in national currency with 2–5 year maturities, with the average national-currency consumer rate down to 11.07%. Mortgage loans represented 39.4% of new household borrowing and were predominantly in national currency, with the average national-currency mortgage rate up to 8.21%. Legal entities drew MDL 4,661.7 million (+18.0%), with 91.9% of their new borrowing contracted by non-financial commercial companies (59.2% of total new loans); the average rate on national-currency loans to legal entities rose to 8.75% and the average foreign-currency rate was 5.16%.
National Bank of Moldova 2025-10-20
National Bank of Moldova reports September 2025 new lending rose 11.7% to MDL 7,237.0 million
The National Bank of Moldova released September 2025 banking statistics, revealing new loans totaling MDL 7,237.0 million, an 11.7% increase from August. The average nominal rate on national currency loans decreased to 9.35%, while foreign-currency loans averaged 5.16%. Loans to legal entities surged by 18.0%, with non-financial commercial companies accounting for 59.2% of total new loans.