Chile's Financial Market Commission (CMF) has released the eighth edition of its Annual Regional Financial Sector Statistics Report, providing a region-by-region view of individuals’ and businesses’ access to and use of financial products and services to support analysis of local economies and financial inclusion policymaking. Alongside banking indicators, the report incorporates data on cooperatives, non-banking payment card issuers, mutual mortgage companies and insurance companies, and adds new regional statistics on mutual funds. As of March 2025, access to financing increased nationwide, with 467 debtors per 1,000 population (up nine versus 2024), and notable regional dispersion led by the Metropolitan Region at 580 per 1,000. Coverage of savings instruments in banks and cooperatives rose to 1,554 instruments per 1,000 population, while the average balance of personal savings accounts fell to CLP 2.2 million from CLP 2.6 million in 2024. Cash management products across banks, cooperatives and non-bank prepaid card issuers increased to 3,187 accounts per 1,000 population, with a marked gap between the Metropolitan Region (4,686 per 1,000) and the rest of the country (2,101 per 1,000). Banking infrastructure coverage stood at 46 branches and ATMs per 100,000 population, and the non-banking correspondent network reached 212 locations per 100,000 population, with 77% located outside the Metropolitan Region. The new mutual fund module shows nationwide participation of 100 per 1,000 population, ranging from 12.3% in Magallanes to 7.6% in Ñuble, while insurance coverage totalled 57.5% nationally (11.5 million insured people) with materially higher coverage in the Metropolitan Region than elsewhere. The CMF also published a regional statistics visualisation tool, alongside the report and its presentation materials.
Chile Financial Market Commission 2025-11-12
Chile's Financial Market Commission publishes eighth Annual Regional Financial Sector Statistics Report with first regional mutual fund breakdown
Chile's Financial Market Commission released its eighth Annual Regional Financial Sector Statistics Report, noting increased access to financing and savings instruments as of March 2025. It includes data on banking, cooperatives, non-banking payment card issuers, mutual mortgage companies, insurance companies, and new regional statistics on mutual funds. A regional statistics visualisation tool was also published to aid analysis of local economies and financial inclusion policymaking.