Leaders of the U.S. Senate Committee on Banking, Housing and Urban Affairs and the House Financial Services Committee have released updated bill text and a section-by-section summary for the 21st Century ROAD to Housing Act, a unified bipartisan and bicameral housing affordability package. The release presents the bill as a consolidated Senate, House and White House package aimed at addressing housing costs by reducing regulatory barriers, expanding housing supply, lowering costs for families, protecting taxpayers and preserving local control. The updated text reflects negotiations across both committees and incorporates priorities from both parties. Lawmakers highlighted several elements in the package, including language intended to limit institutional investors from outcompeting families in the housing market, a three-year sunset for the Community Development Block Grant Disaster Recovery program, nine community banking bills drawn from House priorities, and more than 50 housing and banking provisions that Democratic negotiators said they secured. The release comes as the Senate considers comprehensive housing affordability legislation. Congressional leaders framed the updated text as the agreed package they want to move toward passage.