The Central Reserve Bank of El Salvador presented its 2025 annual report to the Legislative Assembly, highlighting financial system stability, regulatory updates and further expansion of digital payments and statistical infrastructure. According to the report, the national financial system maintained solvency, liquidity and capitalization above regulatory requirements, deposits reached USD 23,542.6 million, up 16.8 percent year on year, and the Law for the Stability of the Financial System and Deposit Guarantee entered into force. The bank approved 22 new regulations and reforms, amended 53 existing rules and handled more than 190 technical consultations from the financial system. Transfer365 remained the main instant interbank transfer platform, available 24/7 and free to users, processing more than 55 million operations worth over USD 42 billion and accounting for 91.12 percent of the market for immediate transfers, while the Real Time Gross Settlement system settled USD 126,767.1 million, up about 4.66 percent from 2024. The report also notes 2,644 cash withdrawal and deposit operations worth USD 12,355.60 million, completion of the 2025 National Survey on Financial Inclusion and Education, leadership of the 2025 Agricultural and Fisheries Census, ISO 37001 anti-bribery certification without non-conformities or observations, and a USD 237.9 million increase in the bank's capital base, equal to 19.0 percent from December 2024. Future plans focus on deeper financial digitalization, wider economic inclusion, stronger technological innovation, higher-quality national statistics and continued support for sustainable growth in El Salvador.

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