The Swedish Financial Supervisory Authority published the results of its 2026 supervisory categorisation of Swedish credit institutions and its classification of Swedish branches of foreign credit institutions, setting out how proportionality will be applied in supervision under the European Banking Authority guidelines for the supervisory review and evaluation process. For Swedish credit institutions, Anyfin AB, Brixo AB, Fedelta Finance AB and Frink AB have obtained authorisation to conduct financing business since last year’s exercise, while Morgon Finans AB has been granted a banking licence. Brixo AB, Fedelta Finance AB and Frink AB are classified as small and non-complex institutions (SNCIs) and placed in supervisory category 4, while the other newly authorised institutions are also placed in category 4 based on balance sheet size. Rediem Capital AB (formerly Avarda AB) is now presented as a standalone firm following its exit from the TF Bank group at the end of 2024 and is classified as an SNCI in category 4. Following DNB Bank ASA’s acquisition of Carnegie Holding AB in early 2025, DNB Carnegie Investment Bank AB corresponds to the bank previously listed as Carnegie Investment Bank AB. Skandinaviska Enskilda Banken, Svenska Handelsbanken, Swedbank and Nordea Hypotek remain in supervisory category 1. For foreign banks’ Swedish branches, Pareto Bank ASA Filial Sverige has established a branch in Sweden, while Nordea Finance Equipment AS, Sverige filial has been deregistered and Credit Suisse Bank (Europe), S.A. Stockholm Branch Filial has ceased operations, so neither is included in the 2026 classification. Nordea’s and Danske Bank’s Swedish branches continue to be classified as particularly significant branches, and DNB’s and Santander’s Swedish branches as significant branches.
Finansinspektionen 2025-09-30
Swedish Financial Supervisory Authority publishes 2026 supervisory categories for credit institutions and foreign bank branches
The Swedish Financial Supervisory Authority released its 2026 supervisory categorisation of Swedish credit institutions and foreign branches, detailing proportionality in supervision per European Banking Authority guidelines. New authorisations include Anyfin AB, Brixo AB, Fedelta Finance AB, Frink AB, and Morgon Finans AB, with several classified as small and non-complex institutions. Changes in foreign branches include Pareto Bank ASA Filial Sverige's establishment and Nordea Finance Equipment AS, Sverige filial's deregistration.