The National Bank of Serbia has published a consolidated list of Serbian banks’ special loan offers with more favourable terms for employees and pensioners with regular monthly incomes of up to RSD 100,000, reflecting its previously communicated supervisory expectations. Under the prescribed deadlines, banks offering dinar consumer and cash loans and housing loans have published these offers on their websites by September 15, 2025. The package covers RSD consumer and cash loans up to RSD 1,000,000, refinancing of cash and consumer loans within the same bank with no amount limit, special RSD cash and refinancing loans for pensioners that include life insurance, and housing loans for the purchase of a first residential property. The offers provide more favourable conditions than each bank’s standard terms, including lower interest rates and no loan application processing fees, and the National Bank of Serbia’s website provides a full list for easier comparison. The National Bank of Serbia will continue monitoring implementation and the effects on the banking sector and citizens’ living standards.
National Bank of Serbia 2025-09-15
National Bank of Serbia publishes banks’ preferential loan offers for employees and pensioners earning up to RSD 100,000
The National Bank of Serbia released a list of banks' special loan offers with favourable terms for employees and pensioners with monthly incomes up to RSD 100,000. These include RSD consumer and cash loans up to RSD 1,000,000, refinancing options, and housing loans with lower interest rates and no processing fees. The National Bank will monitor the implementation and impact on the banking sector and citizens' living standards.