Central Bank of Luxembourg reports October 2025 bank balance sheets at EUR 1.003tn and reserve requirement at EUR 6.484bn

The Central Bank of Luxembourg (BCL) published provisional banking statistics showing that the aggregate balance sheet total of Luxembourg credit institutions rose to EUR 1,003,291 million at end-October 2025, up 2.29% from end-September 2025 and 4.79% over 12 months. It also reported a minimum reserve requirement of EUR 6,484 million for the 5 November 2025 to 22 December 2025 maintenance period, down EUR 40 million from the previous maintenance period. The monthly balance sheet expansion was mainly driven by higher claims on other banks and deposit-taking institutions on the asset side and higher liabilities to other sectors on the liability side. The net interbank position increased by EUR 9,231 million (4.27%) to EUR 225,186 million. Loans to non-bank customers rose by EUR 2,684 million (2.29%) month on month and by EUR 6,704 million (5.93%) over 12 months, with year-on-year lending to non-financial corporations down EUR 832 million (3.37%), household mortgage lending up EUR 1,460 million (3.56%) and lending to other financial intermediaries up EUR 5,957 million (14.78%). On the funding side, resident non-bank deposits increased by EUR 9,939 million (3.26%) in October and by EUR 23,465 million (8.04%) over 12 months; deposits from other financial intermediaries, which accounted for 68.0% at end-October 2025, rose by EUR 19,377 million (9.94%) year on year.