The Bank of Portugal issued a public warning that Laurinda Quintinhas Salvador Gouveia João (taxpayer identification number 291646158) is not authorised to carry out in Portugal any financial activity reserved for institutions supervised by the Bank of Portugal, including the provision of payment services such as money remittance. The notice reiterates that, under Article 4 of the Legal Framework for Payment Services and Electronic Money (approved by Decree-Law No 91/2018 of 12 November), payment services in Portugal may only be provided by authorised entities, in accordance with Article 11(1) of that framework. The Bank of Portugal noted that its website contains the list of entities authorised to provide payment services.
Bank of Portugal 2025-12-16
Bank of Portugal warns Laurinda Quintinhas Salvador Gouveia João is not authorised to provide payment services in Portugal
The Bank of Portugal issued a warning that Laurinda Quintinhas Salvador Gouveia João is not authorised to conduct any financial activities, including payment services, in Portugal. Under the Legal Framework for Payment Services and Electronic Money, only authorised entities may provide such services. The Bank's website lists all authorised entities.