The Australian Securities & Investments Commission has published research by the Digital Finance Cooperative Research Centre on financial technology and regulatory technology, concluding that Australia is well placed to benefit from continued financial innovation. The report maps how fintech and regtech are evolving globally and highlights that artificial intelligence is becoming embedded in routine financial activities, including credit underwriting, claims processing, portfolio management and disclosures. ASIC linked the research to its strategy to support responsible innovation in the financial system. It said the findings will feed into ongoing engagement with industry through the ASIC Digital Finance Advisory Panel and targeted roundtables, while reinforcing ASIC’s focus on ensuring innovation develops safely and responsibly and on pursuing simpler, principles-based regulation through its regulatory simplification initiative.