The Reserve Bank of India has issued amendment directions to its cash reserve ratio (CRR) and statutory liquidity ratio (SLR) framework for small finance banks, with immediate effect. The changes update references to development financial institutions and revise the prescribed reporting forms, including a new disclosure line for Standing Deposit Facility (SDF) balances. The amendments insert references to “other development financial institutions” (as defined in section 2(cccii) of the Reserve Bank of India Act, 1934) in paragraph 19(1), delete the words “under ‘Cash in hand’” in paragraph 28(6)(v), and update Annex I (Form A) and Annex II (Form VIII) by replacing prior references to the Export-Import Bank of India and the National Bank for Agriculture and Rural Development with a broader set of institutions including Exim Bank, National Housing Bank, National Bank, Small Industries Bank, National Bank for Financing Infrastructure and Development and other development financial institutions. Annex II also replaces “specified” with “notified”, deletes the words “from time to time”, and adds a new item for “Amount deposited with the Reserve Bank, under Standing Deposit Facility Scheme”.
Reserve Bank of India 2026-01-22
Reserve Bank of India amends small finance banks’ CRR and SLR directions, updating development financial institution references and adding Standing Deposit Facility reporting
The Reserve Bank of India has amended its cash reserve ratio and statutory liquidity ratio framework for small finance banks, effective immediately, updating references to development financial institutions and revising reporting forms to include a new disclosure line for Standing Deposit Facility balances. Changes include updates to Annex I and II, replacing specific references with a broader set of institutions and modifying terminology.