The National Credit Union Administration has released its first quarter 2026 state-level data report for federally insured credit unions, showing modest balance sheet growth and stable profitability. Median assets rose 2.8 percent over the year to the first quarter of 2026, while median loans outstanding increased 0.6 percent. Nationally, the median loan-to-share ratio stood at 68 percent at the end of the quarter. Membership grew in the aggregate over the same period, but the median credit union recorded a 0.5 percent decline in membership. More than half of the credit unions with falling membership had less than USD 50 million in assets, indicating the declines were concentrated among smaller institutions. Net income remained broadly positive, with 85 percent of federally insured credit unions reporting positive year-to-date net income in the first quarter of 2026, up from 84 percent a year earlier. The Quarterly U.S. Map Review covers all 50 states and the District of Columbia and also includes state-level unemployment and home price indicators.
National Credit Union Administration2026-06-17
National Credit Union Administration releases first quarter 2026 state credit union data showing 2.8 percent median asset growth
The National Credit Union Administration’s first quarter 2026 state-level data report shows median assets at federally insured credit unions rose 2.8 percent over the year, while median loans outstanding increased 0.6 percent. The national median loan-to-share ratio was 68 percent, and 85 percent of credit unions reported positive year-to-date net income. Aggregate membership grew, but the median credit union saw a 0.5 percent decline, mainly among smaller institutions.