The Central Bank of Bosnia and Herzegovina marked World Savings Day by hosting more than 400 elementary and secondary school students for financial literacy workshops, interactive presentations and visits to its units and branches, alongside an update on household savings trends. The central bank reported that total household deposits with banks in Bosnia and Herzegovina reached KM 18.88 billion at end-September 2025, up KM 1.94 billion (11.5%) year on year. Household deposits accounted for 52.1% of total banking sector deposits. By maturity, time and savings deposits were KM 5.65 billion (29.9% of household deposits, up 6.5% year on year), demand deposits were KM 3.85 billion (20.4%, up 6.1%), and transaction accounts were KM 9.38 billion (49.7%, up 17.3%). By currency, KM-denominated household deposits totalled KM 11.13 billion (58.9%), while euro deposits and KM deposits with a euro-linked currency clause totalled KM 7.03 billion (37.2%), with other foreign currencies at KM 724 million (3.8%); KM deposits increased 16.8% year on year, driven by a KM 1.26 billion rise in KM transaction accounts, while foreign-currency deposits grew 4.7%.
Central Bank of Bosnia and Herzegovina 2025-10-31
Central Bank of Bosnia and Herzegovina marks World Savings Day and reports 11.5% annual growth in household deposits to KM 18.88 billion
The Central Bank of Bosnia and Herzegovina celebrated World Savings Day by engaging over 400 students in financial literacy activities and reporting on household savings trends. As of September 2025, household deposits reached KM 18.88 billion, an 11.5% year-on-year increase, with KM-denominated deposits rising 16.8%. Transaction accounts saw the most significant growth, contributing to the overall increase.