National Bank of Georgia First Vice Governor Ekaterine Mikabadze emphasized that banks should pair artificial intelligence adoption with appropriate governance and risk controls during a Tbilisi Finance Summit panel on banking strategy toward 2027. Artificial intelligence offers opportunities to improve operational efficiency, risk management and customer service, but requires safeguards for cybersecurity, data protection and operational resilience. Financial institutions should introduce new technologies within suitable governance frameworks, supported by quality data and timely dialogue with the regulator. Regional expansion, also discussed by Governor Natia Turnava at the 2025 summit, was another focus. The panel emphasized that successful international operations require stronger risk management across banking groups, adaptation to regulatory requirements in different jurisdictions and sustainable business models.
National Bank of Georgia emphasizes risk controls for banks’ AI adoption and international expansion
National Bank of Georgia First Vice Governor Ekaterine Mikabadze emphasized governance, cybersecurity, data protection and operational resilience safeguards for banks adopting artificial intelligence at the Tbilisi Finance Summit. The panel also highlighted stronger risk management across banking groups and adaptation to different jurisdictions’ regulatory requirements as conditions for successful international expansion.