The Reserve Bank of India has issued an updated master circular on Basel III capital regulations, consolidating the prudential guidelines on capital adequacy for scheduled commercial banks, excluding small finance banks, payments banks and regional rural banks. The circular updates and amends the prior consolidated master circular by incorporating relevant Basel III capital adequacy guidelines issued up to the current date. Annex 26 lists the circulars consolidated in the updated master circular, while small finance banks and payments banks are directed to rely on their respective licensing and operating guidelines for capital adequacy requirements.
Reserve Bank of India 2025-04-01
Reserve Bank of India updates master circular consolidating Basel III capital adequacy regulations for scheduled commercial banks
The Reserve Bank of India issued an updated master circular on Basel III capital regulations, consolidating prudential guidelines on capital adequacy for scheduled commercial banks, excluding small finance, payments, and regional rural banks. It incorporates Basel III guidelines issued to date, with Annex 26 listing the consolidated circulars. Small finance and payments banks should refer to their specific licensing and operating guidelines for capital adequacy.