The Czech National Bank published its September 2026 interest rate commentary, showing small increases in koruna deposit rates and a higher overall rate on new household loans. New corporate lending rates were broadly stable, while rates on outstanding loans and deposits generally changed only slightly. Rates on new deposits with agreed maturity increased to 3.40% from 3.38% for households and to 3.26% from 3.23% for non-financial corporations. Overnight deposit rates also edged up, reaching 1.55% for households and 1.23% for non-financial corporations. The overall rate on new household consumer credit, loans for house purchase and other loans rose to 5.81%. Housing loan rates increased to 5.05% from 4.94%, while consumer credit rates fell to 7.96% from 7.99%. The rate on new loans to non-financial corporations, excluding overdrafts, revolving loans and credit cards, remained at 5.60%. Rates on outstanding household and corporate loans rose to 4.79% and 5.43%, respectively.
Czech National Bank reports higher household lending rates and modest deposit rate increases in September
The Czech National Bank’s September 2026 data show modest increases in koruna deposit rates, with rates on new deposits with agreed maturity reaching 3.40% for households and 3.26% for non-financial corporations. The overall rate on new household loans rose to 5.81%, including an increase in housing loan rates to 5.05%. The rate on new corporate loans, excluding overdrafts, revolving loans and credit cards, was unchanged at 5.60%.