The National Bank of Denmark has published payment statistics showing that digital wallets accounted for one third of the value of Danes’ card payments in physical trade in the third quarter of 2026, up from 27% two years earlier. Their share of e-commerce card spending increased to approximately one tenth from 5% over the same period. Total card spending reached DKK 224 billion, including DKK 155 billion in physical trade and DKK 68 billion in e-commerce. Digital wallets accounted for DKK 51 billion and DKK 8 billion, respectively. The statistics cover payments in Denmark and abroad, excluding cash withdrawals. Wallet figures include dedicated solutions such as Apple Pay and Google Pay, but exclude MobilePay and payments using cards stored in supermarket apps.
National Bank of Denmark reports digital wallets account for one third of card spending in physical trade
National Bank of Denmark statistics show digital wallets handled DKK 51 billion, or one third, of Danes’ card spending in physical trade in the third quarter of 2026, compared with 27% two years earlier. Their share of e-commerce card spending rose from 5% to roughly one tenth over the same period. The wallet figures cover dedicated solutions such as Apple Pay and Google Pay, excluding MobilePay.