The European Central Bank published consolidated banking data showing that total assets of credit institutions headquartered in the European Union (EU) increased 5.18% over the year to June 2026, from EUR 33.27 trillion to EUR 34.99 trillion. Their aggregate non-performing loans ratio rose 0.03 percentage points over the same period to 1.99%. Aggregate return on equity was 5.31% for the first six months of 2026, measured without annualization. The aggregate Common Equity Tier 1 ratio stood at 16.43% in June 2026. The dataset covers 336 banking groups and 2,283 stand-alone credit institutions and non-EU controlled subsidiaries and branches operating in the EU, accounting for nearly 100% of the EU banking sector’s balance sheet. The release also includes some revisions to historical data.
ECB reports EU bank assets rose 5.18% to EUR 34.99 trillion
The European Central Bank’s consolidated banking data show that assets of EU-headquartered credit institutions grew 5.18% over the year to June 2026, reaching EUR 34.99 trillion. The aggregate non-performing loans ratio increased 0.03 percentage points to 1.99%. Return on equity for the first half of 2026 was 5.31%, without annualization, and the Common Equity Tier 1 ratio stood at 16.43%.