The European Central Bank (ECB) has published consolidated banking data for end-June 2026 showing that total assets of credit institutions headquartered in the European Union (EU) rose 5.18% from a year earlier, from EUR 33.27 trillion to EUR 34.99 trillion. Over the same period, their aggregate non-performing loans ratio increased by 0.03 percentage points to 1.99%. Aggregate return on equity was 5.31%, measured as profit or loss for the first six months of 2026 relative to total equity and not annualised. The Common Equity Tier 1 ratio, which measures that capital against the total risk exposure amount, stood at 16.43%. The dataset is compiled on a consolidated group basis and covers nearly 100% of the EU banking sector’s balance sheet. It includes 336 banking groups and 2,283 stand-alone credit institutions and non-EU controlled subsidiaries and branches operating in the EU.
ECB reports 5.18% annual growth in EU bank assets to EUR 34.99 trillion
The European Central Bank’s consolidated banking data show that assets of credit institutions headquartered in the European Union increased 5.18% from a year earlier to EUR 34.99 trillion at end-June 2026. Their non-performing loans ratio rose by 0.03 percentage points to 1.99%. Return on equity for the first six months was 5.31%, not annualised, while the Common Equity Tier 1 ratio stood at 16.43%.