The Taiwan Financial Services Commission published payments data showing 7.064 billion noncash transactions worth TWD 7.7 trillion in the first three quarters of 2026. The September figures showed higher credit card spending alongside lower revolving credit and outstanding installment balances. Electronic payment account user numbers increased, although payments handled for actual transactions declined from August.
Monthly credit card retail spending rose to TWD 460 billion from TWD 432.6 billion in August. Revolving credit fell to TWD 117.9 billion from TWD 119.2 billion, while outstanding installment balances declined to approximately TWD 233.1 billion from TWD 245.2 billion. The ratio of credit card receivables overdue by more than three months remained at 0.18%. Cash card loans were unchanged at TWD 9.4 billion, but their delinquency ratio increased to 0.969% from 0.922%.
Electronic payment account users reached 42.26 million, up from 41.89 million in August. Monthly funds collected or paid as an agent for actual transactions fell to TWD 33.79 billion from TWD 34.13 billion, while funds handled through domestic or international small amount remittance services rose to TWD 18.54 billion from TWD 18.27 billion. Electronic payment account balances increased to TWD 21.48 billion from TWD 21.34 billion.