South Korea’s Financial Supervisory Service reported that the combined capital adequacy ratio of seven financial conglomerates reached 186.0% at end-June 2026, up 8.4 percentage points from end-December 2025. All seven groups remained above the 100% regulatory minimum. The figures predate the Financial Services Commission’s July 15 designation of eight non-holding financial groups, which added Toss to the supervisory regime.
Integrated equity increased 44.1% to KRW306.2 trillion, supported by equity valuation gains recorded in other comprehensive income and higher retained earnings at financial investment subsidiaries. This outpaced a 37.7% increase in aggregate requisite capital to KRW164.6 trillion. Rising stock prices and interest rates increased market risk, while acquisitions by insurance subsidiaries expanded risk assets. Excluding transitional measures, the combined capital adequacy ratio rose to 183.2% from 174.2%.