The Taiwan Financial Services Commission reported that the average nonperforming loan (NPL) ratio at 38 domestic banks reached 0.15% at the end of September 2026, up 0.01 percentage points from the previous month but unchanged from a year earlier. NPLs increased by TWD 5.91 billion over the month to TWD 73.7 billion.
Total outstanding loans grew by TWD 467.4 billion to TWD 49.68 trillion. The ratio of allowances for NPLs to outstanding NPLs fell by 76.08 percentage points to 887.52%.