South Korea’s Financial Services Commission (FSC) published its technology finance assessment results for the first half of 2026, with Hana Bank leading the large bank group and Busan Bank leading the small bank group. A separate review of technology credit assessment quality rated 11 of 14 institutions “excellent,” up from four in the second half of 2025.
Hana Bank’s ranking reflected its expansion of unsecured lending and investment, while Busan Bank increased investment based on technology assessments. Industrial Bank of Korea and Kyongnam Bank ranked second in their respective groups. The bank performance results determine adjustments to banks’ contributions to the Korea Credit Guarantee Fund and Korea Technology Finance Corporation. Outstanding technology finance reached KRW 334.5 trillion in the first half of 2026, compared with KRW 318.7 trillion in 2025.
All six technology credit assessment agencies and five of the eight banks conducting their own assessments received excellent ratings in the quality review. The remaining three banks were rated “good.” iM Bank’s technology credit assessment report was selected as the best among reports submitted by participating institutions. The FSC plans to shift toward an evaluation framework that emphasizes assessment quality and the effectiveness of financial support alongside growth in financing volumes.