The National Bank of Denmark has published October 2026 survey statistics showing that Danish residents’ median expected bank deposit rate remains at 1%, unchanged since 2025. Expectations vary substantially across respondents, with younger residents generally anticipating higher rates than older groups.
Respondents are asked what rate their bank would offer on savings equivalent to their monthly income, deposited in an account of their choice. The gap between the upper and lower quartiles of expectations has remained relatively stable since 2024, ranging from 1.5 to 2.1 percentage points. The figures reflect residents’ expectations, not the central bank’s forecast.
Median expectations among residents aged 18 to 39 have ranged between 1% and 2% over the past two years. Expectations among those aged 40 to 59 and those aged 60 and above have been lower and more stable. Differences may reflect account choice, including higher rates available to specific customer groups, deposits linked to mortgages or savings locked in for a specified period.