The Central Bank of Russia has increased cash reuse limits for microfinance institutions, with the higher limits taking effect on 14 November 2026. Institutions can use cash received from clients to issue new microloans directly from their cash desks within these limits, rather than first transferring it to banks. The changes concern cash handling and do not affect microloan amounts for clients.
For microfinance organizations, the limit per agreement rises from RUB 50,000 to RUB 100,000. Pawnshops’ limits increase from RUB 50,000 to RUB 200,000 per agreement with an individual and from RUB 50,000 to RUB 100,000 per agreement with a legal entity. The daily limit for microfinance organizations and pawnshops, including their standalone units, doubles from RUB 1 million to RUB 2 million.
For consumer credit cooperatives and agricultural consumer credit cooperatives, the limit per agreement increases from RUB 300,000 to RUB 1 million. Their daily limit doubles from RUB 2 million to RUB 4 million.