The Superintendency of Banks of Panama published its Banking Activity Report as at January 2026, showing year-on-year balance sheet growth in the International Banking Center alongside liquidity and capital ratios that remained well above regulatory minima. Deposits rose 8% to USD 117,466 million and the net loan portfolio increased 5.4% to USD 100,348.3 million, led by external credit growth of 13.8%. Net assets reached USD 163,327.9 million (+5.60%) and net securities investments rose to USD 36,165.7 million (+5.59%). Net liquid assets increased to USD 18,528 million (+5.28%) and the loan-to-deposit ratio fell to 85.4%. Net profit for the period was USD 253.6 million (+0.2%), while profit before provisions grew 8.0% alongside higher provisioning; ROA was 1.91% and ROE 16.34%. The average legal liquidity index stood at 56.15% versus a 30% minimum and the capital adequacy index at 16.27% versus an 8% requirement.
Superintendencia de Bancos de Panama 2026-03-19
Superintendency of Banks of Panama banking activity report shows International Banking Center deposits up 8% to USD 117,466 million
The Superintendency of Banks of Panama's January 2026 Banking Activity Report indicates robust growth in the International Banking Center, with deposits up 8% to USD 117,466 million and a 5.4% increase in the net loan portfolio to USD 100,348.3 million. Liquidity and capital ratios exceeded regulatory minima, with a legal liquidity index of 56.15% and a capital adequacy index of 16.27%. Net profit rose slightly to USD 253.6 million, while profit before provisions increased by 8.0%.