U.S. House Committee on Financial Services bills pass the House including tailored supervision changes for smaller banks

The U.S. House Committee on Financial Services announced that the House of Representatives has passed four committee bills covering community bank supervision, Treasury support for small financial institutions, and the United States’ position on international financial institution financing for foreign shrimp farming. The measures include two bills to ease supervisory burdens for smaller banks that are well managed and well capitalized, a bill to codify Treasury’s mentor-protege program for rural and small financial institutions, and a bill requiring the United States to oppose financing for foreign shrimp farming through international financial institutions. The Supervisory Modifications for Appropriate Risk-Based Testing Act of 2025, H.R. 4437, passed by voice vote and tailors supervisory requirements for smaller institutions that are well managed and well capitalized. The Tailored Regulatory Updates for Supervisory Testing Act of 2025, H.R. 4478, also passed by voice vote and would allow smaller banks meeting those conditions to be examined less frequently. The Advancing the Mentor-Protege Program for Small Financial Institutions Act, H.R. 3709, passed by voice vote and codifies a Treasury Department program that pairs rural and small financial institutions with larger institutions to strengthen their capacity to partner with the federal government and expand access to responsible financial services. Separately, the Save Our Shrimpers Act, H.R. 2071, passed by a recorded vote of 391-18-1 and requires the United States to oppose financing for foreign shrimp farming through the international financial institutions.