The Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) and the European Banking Authority (EBA) announced that, on 1 January 2026, they completed the transfer of all anti-money laundering and countering the financing of terrorism (AML/CFT) mandates and functions from the EBA to AMLA. The handover ends the EBA’s stand-alone AML/CFT mandate launched in 2020 and reflects the new EU AML/CFT package that places AMLA at the centre of an integrated European supervisory system. The transition includes the transfer of key EBA tools and expertise, including the EuReCa database, supervisory insights and risk assessments. Existing EBA AML/CFT guidelines and standards remain in force until AMLA replaces them. Under the new framework, AMLA will complete the EU Single Rulebook, advance supervisory convergence, coordinate the work of financial intelligence units (FIUs) to improve cross-border financial intelligence exchange, and directly supervise 40 of the most complex financial institutions or groups in the EU, while the EBA continues to address money laundering risks through prudential regulation. Cooperation is structured through a formal ESAs-AMLA Memorandum of Understanding providing for regular information exchange and joint initiatives.
Authority for Anti-Money Laundering and Countering the Financing of Terrorism 2026-01-19
Authority for Anti-Money Laundering and Countering the Financing of Terrorism completes transfer of AML/CFT mandates from the European Banking Authority
As of 1 January 2026, the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) has assumed all AML/CFT mandates from the European Banking Authority (EBA), centralizing EU AML/CFT supervision. AMLA will oversee the EU Single Rulebook, enhance supervisory convergence, and directly supervise 40 complex financial institutions, while the EBA continues addressing money laundering risks through prudential regulation.