The State Bank of Vietnam’s Region 6 held a conference to review People’s Credit Fund (PCF) activities in 2025 and outline orientations and tasks for 2026 across its area, with participation from relevant supervisory units, local authorities, deposit insurance representatives and 99 PCFs. The review positioned the PCF system in Hai Phong city and Quang Ninh province as continuing to operate stably and meeting members’ capital needs despite a difficult economic environment. The summary report cited continued growth in funding and outstanding loans at many PCFs, gradual improvements in credit quality, and positive changes in governance, management and internal control. Coordination to deploy digital banking products and non-cash payment solutions was highlighted as improving service quality and increasing transparency and operational safety, while discussions focused on practical experience in digital product rollout, credit growth alongside credit risk control, and improving PCF operating efficiency for 2025–2030. Certificates of merit were also awarded to collectives and individuals for achievements in banking activities and support for the PCF system in 2025. In closing, SBV Region 6 called on PCFs to continue implementing Government and SBV directions, with an emphasis on strengthening governance capacity, controlling risks and accelerating digital transformation to support a safe, effective and sustainable PCF system.

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