The Ontario Securities Commission’s Investor Advisory Panel has published its 2025 annual report, summarizing its activities, submissions, consultations and meetings and setting out the retail investor issues it raised with the Commission. The report highlights the impact on individual investors of technological change, a wider range of investment products and channels, and economic and geopolitical uncertainty, and frames investor protection as a central consideration in OSC policy and rule-making. Its recommendations include clearer and more accessible disclosure, particularly for do-it-yourself investors, and additional investor tools and supports with appropriate safeguards. The panel also called for consideration of further measures on finfluencers and digital engagement practices, stronger enforcement tools including enhanced freeze powers, the ability to dispose of frozen assets and higher sanctions, binding authority for the Ombudsman for Banking Services and Investments, clearer regulatory guidance on responsibilities and liabilities linked to artificial intelligence, and investor protection assessments when pursuing capital formation measures such as allowing long-term asset funds to be sold to retail investors. The report also supports greater collaboration and harmonization across Canada, as well as the OSC’s international engagement and monitoring of global developments.