The Reserve Bank of India has issued draft amendment directions to simplify the approval process for subsequent acquisitions of major shareholding in a banking company by mutual funds, insurance companies and pension funds. The proposals follow a review undertaken in light of representations from Asset Management Companies. The consultation covers four sets of acquisition and voting rights directions for commercial banks, small finance banks, payments banks and local area banks. In substance, the draft amendments are aimed at streamlining how these specified institutional investors obtain approval for subsequent major shareholding acquisitions across those bank categories.