Taiwan’s Financial Services Commission published operating statistics for credit cards, cash cards and electronic payment institutions as of end-December 2025, alongside 2025 measurement indicators for non-cash payment transactions. Credit card issuance covered 32 institutions, with 60.49 million effective cards (40.55 million active), revolving credit balances of TWD 118.6 billion, monthly retail sales of about TWD 453.7 billion and an average delinquency ratio (over three months past due, against receivables including non-accrual amounts) of 0.24%. Cash card business involved 13 institutions, with 0.28 million effective cards, loan balances (including non-accrual amounts) of TWD 9.9 billion, monthly write-offs of about TWD 28 million and an overall delinquency ratio of 1.09%. For electronic payments, the FSC counted 10 specialized electronic payment institutions and 20 institutions concurrently engaging in other businesses (including banks and Chunghwa Post), with stored value cards totaling 200.14 million effective cards and stored value balances of TWD 15.74 billion; electronic payment accounts totaled 37.65 million users, with monthly transaction-related agent funds of TWD 20.29 billion and end-December account balances of TWD 15.51 billion. Across 2025, non-cash payment transactions totaled 8.727 billion with an aggregate amount of TWD 8.74 trillion.
Taiwan Financial Services Commission 2026-02-12
Taiwan Financial Services Commission reports December 2025 payment market statistics with 60.49 million effective credit cards and 37.65 million e-payment users
The Taiwan Financial Services Commission released end-December 2025 statistics for credit cards, cash cards, and electronic payment institutions, highlighting 60.49 million effective credit cards with a delinquency ratio of 0.24%, and 200.14 million stored value cards with balances of TWD 15.74 billion. Non-cash payment transactions for 2025 totaled 8.727 billion, amounting to TWD 8.74 trillion.