The Federal Deposit Insurance Corporation published its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA), covering the CRA evaluation ratings the FDIC assigned in June 2025. The CRA requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The release also notes that the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 requires public disclosure of CRA evaluations and ratings for each bank or thrift examined on or after July 1, 1990, and points to both a consolidated list of publicly available evaluations since that date and access to individual bank evaluations.
Federal Deposit Insurance Corporation 2025-09-05
Federal Deposit Insurance Corporation releases June 2025 Community Reinvestment Act ratings for examined state nonmember banks
The Federal Deposit Insurance Corporation (FDIC) released its list of state nonmember banks evaluated for Community Reinvestment Act (CRA) compliance, detailing ratings assigned in June 2025. The CRA mandates the FDIC to assess banks' efforts in meeting community credit needs, including those of low- and moderate-income neighborhoods, while maintaining safe operations. The release also highlights the requirement for public disclosure of CRA evaluations and ratings.