At Fintech Moldova Conference 2025, National Bank of Moldova First Deputy Governor Petru Rotaru set out the central bank’s recent fintech-focused developments, framing them around Moldova’s accession to the Single Euro Payments Area (SEPA), the build-out of instant payments, and the implementation of Open Banking. Rotaru said SEPA is a key element of European financial integration and noted that Moldova’s SEPA integration is set to become operational within days, aiming to make euro payments as simple as domestic transfers, with faster processing, security and lower costs. On MIA Instant Payments, launched 18 months ago, he reported more than 750,000 users, around 13 million transactions and total volumes above MDL 12 billion, with over 3,300 merchants connected. He also pointed to the launch of person-to-government (P2G) payments in MIA on 31 July 2025, enabling immediate, secure and fee-free payments for more than 120 public services via mobile applications, and said a single national Open Banking standard has been developed to provide secure, standardised access to financial data aligned with international best practices.