The National Credit Union Administration has published its fourth quarter 2025 state-level credit union data report, covering performance indicators for federally insured credit unions across all 50 states and the District of Columbia. The Quarterly U.S. Map Review shows median assets increased 3.3 percent over the year to the fourth quarter of 2025, while median loans outstanding rose 0.7 percent. Nationally, the median loan-to-share ratio was 70 percent at end-fourth quarter 2025. Membership grew in the aggregate over the same period, although median membership declined 0.5 percent, with credit unions experiencing falling membership tending to be smaller and more than half reporting less than USD 50 million in assets. Profitability indicators improved, with 88 percent of federally insured credit unions reporting positive year-to-date net income in the fourth quarter of 2025, compared with 86 percent in the fourth quarter of 2024. The report also includes state-level unemployment rates and home price information.
National Credit Union Administration 2026-03-18
National Credit Union Administration releases fourth quarter 2025 state-level credit union data showing 3.3 percent median asset growth
The National Credit Union Administration released its Q4 2025 state-level credit union data report, highlighting a 3.3% increase in median assets and a 0.7% rise in median loans outstanding. The median loan-to-share ratio was 70%, with aggregate membership growth despite a 0.5% decline in median membership, particularly among smaller credit unions. Profitability improved, with 88% of federally insured credit unions reporting positive net income, up from 86% in Q4 2024.