The National Bank of Moldova published banking interest-rate statistics showing that new term deposits totalled MDL 3,445.0 million in June 2025, down 15.2% from May. Deposits in Moldovan lei accounted for 73.5% of the total and fell 20.7% to MDL 2,530.5 million, while foreign-currency deposits rose 4.6% to MDL 914.5 million; the average nominal rate on new MDL deposits decreased by 0.51 percentage points to 4.66% and the average rate on foreign-currency deposits increased by 0.12 percentage points to 1.47%. By maturity, the largest shares of new term deposits were in the 2–5 year bucket (53.5%) and 6–12 months (21.5%). Household deposits amounted to MDL 2,604.3 million (down 15.1% month on month), with 2–5 years (47.9%) and 6–12 months (27.4%) the most used tenors; compared with June 2024, households’ MDL deposits increased by 66.3% and their foreign-currency deposits by 12.3%, while average rates moved to 5.13% in MDL (down 0.15 percentage points) and 1.35% in foreign currency (up 0.12 percentage points). Corporate deposits in MDL declined 18.8% to MDL 665.8 million and corporate foreign-currency deposits rose 1.0% to MDL 166.3 million; versus June 2024, corporate MDL deposits increased 2.2 times and corporate foreign-currency deposits rose 22.6%, with average rates of 3.38% in MDL (down 1.51 percentage points) and 2.01% in foreign currency (up 0.17 percentage points).

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