At a regional investment event held alongside Moldova Business Week 2026, National Bank of Moldova Governor Anca Dragu presented the country’s modernized payment infrastructure and European financial alignment as factors reducing business costs and supporting foreign investment. She described the banking system as stable, digitalized and supervised in line with European standards, while reiterating the central bank’s intention to develop capital markets and diversify financing sources. In the first 11 months after Moldova joined the Single Euro Payments Area, about 1.1 million transfers worth approximately EUR 7.6 billion generated estimated savings of EUR 15 million. Average costs fell to about EUR 1 per transaction, more than 14 times below traditional SWIFT fees, and SEPA processed 87% of the country’s cross-border euro payments in August 2026. The MIA instant payment system has surpassed 1 million users and connected more than 12,000 businesses, providing low-cost transfers around the clock. Dragu also cited Moldova’s BB-/B rating from Fitch Ratings and Moody’s upgrade to B2, both with stable outlooks, as external recognition of the country’s macroeconomic and financial reforms.
National Bank of Moldova Governor highlights payment modernization as support for investment, with SEPA handling 87% of cross-border euro payments
National Bank of Moldova Governor Anca Dragu highlighted payment modernization and European financial alignment as factors supporting investment. SEPA processed about 1.1 million transfers worth EUR 7.6 billion in its first 11 months, saving users approximately EUR 15 million and accounting for 87% of cross-border euro payments in August 2026. The MIA instant payment system has exceeded 1 million users and connected more than 12,000 businesses.